.text {
	font-family: Garamond;
	font-size: 12pt;
	color: #6a4828;

}
a:link {
	font-family: Garamond;
	font-size: 12pt;
	color: #6a4828;
	text-decoration: none;

}
a:visited {
	font-family: Garamond;
	font-size: 12pt;
	color: #6a4828;
	text-decoration: none;
}
a:hover {
	font-family: Garamond;
	font-size: 12pt;
	color: #a98059;
	text-decoration: none;
}
a:active {
	font-family: Garamond;
	font-size: 12pt;
	color: #6a4828;
	text-decoration: none;
}
body { 
scrollbar-base-color: #ffffff; 
scrollbar-face-color: #ecce7a; 
scrollbar-track-color: #faf2d9; 
scrollbar-arrow-color: #97b1bc;
scrollbar-highlight-color: #ffffff; 
scrollbar-3dlight-color: #cccccc; 
scrollbar-shadow-color: #c99d08;
scrollbar-darkshadow-color: #e1e6ec; 
} 

UL {
font-family: Garamond;
	font-size: 12pt;
	color: #6a4828;
list-style-image: url(images/bullet.jpg);
}
.textred {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9pt;
	font-style: normal;
	color: 9c1c19;
}
.heading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11pt;
	font-style: normal;
	font-weight: bold;
	font-variant: normal;
	text-transform: none;
	color: 6a4828;
	text-decoration: none;


}
.redtextSM {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 8pt;
	color: 9c1c19;
}
.textSM {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 8pt;
}